QUESTION:Does UNICA INSURANCE MAFIA has any credibilities?(answer is:Written in my blog,who is UNICA and what are they capable of,such as,buying JUDGE LEDERER or ARBITRATOR RICHARDS ,vandalizing cars,threats insured,counterfeit,destroying MRI reports from hospitals records,preparing fake invoice like saying 10 k has been paid to the insured ,buying doctors or your lawyers.)
NOW you are going to read an unbelievable decision,as you see in this decision Arbitrator RICHARDS has been sold out,read carefully this gentlemen involved with no fault accident,he has got doctor reports says the gentleman was healthy before the accident. Here be careful,UNICA insurance has power to buy judges,arbitrators ,laws,politicians,as they did for my tort. You don’t need to be a arbitrator or judge for judging this decision ,all you need to be a HUMAN. Arbitrator talked about credibility,”what is arbitrator credibility “as a citizen now I am asking this question and we decide after we read all of the below. Accident Benefit Sediqyar and Unica – NON-EARNER BENEFIT; insured claimed that he was substantially disabled from engaging in substantially all pre car accident activities; insured had a significant pre car accident medical history including knee and chronic low back problems; insured’s family doctor claimed that insured was in good health before the car accident; insured claimed that following the car accident he had not been able insurer had video surveillance showing the insured attending worksites and staying all day; insured claims that activity like short walks causes knee and back pain; the arbitrator was of the view that the insured could function at a higher level than insured demonstrated; insured not a reliable witness with selective memory and therefore credibility issues. June 14, 2014, Kitchener, Ontario Date of Decision Date: April 29, 2914 Heard Before: Adjudicator: J. R. Richards Sikander Sediqyar was injured in a car accident on June 25, 2010. He applied for and received statutory accident benefits from Unica Insurance Inc. Unica subsequently terminated the benefits. After failed mediation Mr. Sediqyar applied for arbitration at the Financial Services Commission of Ontario. The particular issues in this hearing are: Is Mr. Sediqyar entitled to a non-earner benefit in the amount of $185.00 per week from December 24, 2010 to date and ongoing? Is Mr. Sediqyar entitled to an attendant care benefit in the amount of $836.57 per month from June 25, 2010 to August 8, 2010 and January 19, 2011 to June 24, 2012? Is Mr. Sediqyar entitled to housekeeping and home maintenance benefits in the amount of $100.00 per week from June 25, 2010 to July 18, 2010 and $24.00 per week from September 13, 2010 to October 30, 2011 and $100.00 per week from October 31, 2011 to June 24, 2012? Is Mr. Sediqyar entitled to a Special Award? Is Mr. Sediqyar entitled to interest for the overdue payment of benefits? Result: Mr. Sediqyar is not entitled to a non-earner benefit in the amount of $185.00 per week from December 24, 2010 to date and ongoing. Mr. Sediqyar is not entitled to an attendant care benefit in the amount of $836.57 per month from June 25, 2010 to August 8, 2010 and January 19, 2011 to June 24, 2012. Mr. Sediqyar is not entitled to housekeeping and home maintenance benefits in the amount of $100.00 per week from June 25, 2010 to July 18, 2010 and $24.00 per week from September 13, 2010 to October 30, 2011 and $100.00 per week from October 31, 2011 to June 24, 2012. Mr. Sediqyar is not entitled to a Special Award. Mr. Sediqyar is not entitled to interest for the overdue payment of benefits. Unica’s position is that Mr. Sediqyar had chronic, low back pain prior to the motor vehicle accident and that the accident did not lead to a complete inability for Mr. Sediqyar to lead a normal life. Unica asserts there are serious credibility issues with Mr. Sediqyar’s case, and that it is impossible to conclude that Mr. Sediqyar cannot carry on a normal life because he has not presented enough evidence to give a clear picture of his pre-accident life. Furthermore, Mr. Sediqyar has not presented evidence substantiating his need for assistance to care for himself or to engage in his housekeeping and home maintenance. Unica introduced surveillance videos of Mr. Sedigyar attending worksites and staying all day, casting Mr. Sedigyar’s claim into doubt. Mr. Sediqyar who suffered chronic low back before the car accident claims he used to take care of his children and played sports regularly. His claim is that now he cannot spend time with his children, has required knee surgery and 3 hernia operations. He takes prescription medication for his knee and back. He claims even short walks cause him knee and back pain. He asserts that he needed assistance up to 104 weeks after the accident to care for himself and to carry out his housekeeping duties. Medical records of Mr. Sedigyar prior to the accident showed a pre-existing meniscal tear and a disc problem in his back. He was given prescription medication and went to an orthopedic surgeon on referral, both of which Mr. Sedigyar claimed not to recall. His family doctor’s assessment was that Mr. Sedigyar was in good health before the accident. Post accident assessments indicate that physicians believe Mr. Sedigyar exaggerates his symptoms. The conclusion preferred by Arbitrator Richards was that that Mr. Sediqyar can function at a higher level than he demonstrated. Arbitrator Richards was not convinced that Mr. Sedigyar’s back and knee pain were accident related. Arbitrator Richards found that Mr. Sediqyar did not present sufficient evidence to persuade him that Mr. Sedigyar is continuously prevented from engaging in substantially all of the activities in which he engaged before the accident. The threshold test for entitlement to a non-earner benefit is particularly strict and requires a significant degree of impairment and a marked, measurable impact on levels of function and consequent ability of the insured person to continue in his pre-accident activities. In general Arbitrator Richards did not find Mr. Sedigyar’s claims to be consistent or reasonable. Mr. Sedigyar’s selective memory, failure to disclose his medical history fully. And the perception he tailored his evidence, brought his credibility into doubt. On the basis of this and the evidence presented Arbitrator Richards ruled against Mr. Sedigyar’s claims. Question 1:Who is this arbitrator ,well sory,animals are better then this arbitrator.? Question 2:How much did this Richards guy get from UNICA INSURANCE Mafia? Question 3:Is this Aribrator knows human health better then the doctors.(my answer is no he can’t because,he is not a human) Question 4:Is this creature sleeping well after this decision? Now wake up people this is just one example,there are many more I believe,what is going on?who is insurance?who is law and who are we?what is going on,next time this could happen to you ,your son,your daughter,your wife and believe me people not easy to deal with these mafia because ,they are in power,they have more power then the Canadian federal government and Ontario provincial government. Goverment has to protect their citizens and unfortunately as you see they don’t care and some of them is already part of this mafia. Question 5: Are these companies more important then citizens?(answer here is yesss,as a human you have no value at all) QUESTION 6:Does Richard guy has any credibility (answer is :no he doesn’t have any credibility by giving this nonsense decision)
Question 7:Does UNICA INSURANCE MAFIA has any credibilities?(answer is:Written in my blog,who is UNICA and what are they capable of,such as,buying JUDGE LEDERER or ARBITRATOR RICHARDS ,vandalizing cars,threats insured,counterfeit,destroying MRI reports from hospitals records,preparing fake invoice like saying 10 k has been paid to the insured and it isn’t true,buying doctors or your lawyers.)
Because of the judge I lost this trial and I have to apply for appeal,why? Is this my fault ?that decision should have been dropped automatically as long as judge is a drug addict and sold out.
I didn’t put this Lederer guy there ,who ever is responsible they supposed to pay for the appeal,why should I pay for the appeal or wait for the decision?This Pollock and Lederer switched the trials and I have to pay for it.This Lederer shit is yours to clean or Pollock, it is not my job ,nor my responsibility.At the end I have to pay for everything ,this is not fair, Are you investigating this Lederer and Pollock or not?
Let’s say I go to appeal ,how could I know the judge is not going to be sold,it happened once. Are you going to give me a guarantee for judge is not going to sold out .For me there is nothing left to trust these judges or Canadian Laws and legal system.
Should I seek my Justice by myself ?what is your suggestion ?at the end I am the one who is suffering.
Suggesting for appeal is easy for you guys ,are you guys going to pay for the expenses,what if I don’t have money ,how could I appeal the decision.
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