Scotiabank is a criminal organization with full of criminals.
Scotiabank has dirty business and involved with all kind of fraud,Scotiabank is owner of Unica insurance and Royal Bank Canada ,Scotiabank involved with all kind of illegality and they are using dirty relation with government and law society,Scotiabank bribes judges ,Unica insurance =Scotiabank
Now we know where this UNICA INSURANCE getting power.
Here is the Unica insurance master Scotiabank ,who is head of the fraud on all over the Canadian government federally and provincially ,who has money to bribe judges and using their connections to crash citizens.
if you love Canada consider your number one enemy is scotiabank which is head of the corruption.
Two Former Scotiabank Managers Sentenced to Prison for Bank Fraud
U.S. Attorney’s Office
November 01, 2012
District of the Virgin Islands
ST. THOMAS—District Court Chief Judge Curtis V. Gomez today sentenced Steven G. Gardner, 47, to 37 months in prison and Daniel Rogers, 39, to 35 months in prison for bank fraud, wire fraud, and money laundering, announced United States Attorney Ronald W. Sharpe and Federal Bureau of Investigation Special Agent in Charge Joseph Campbell. Gardner was the branch manager at Scotiabank located at Havensight/Port of Sale Mall, and Rogers was the manager for Scotiabank’s Cross Border, Centralized Retail Collection Unit, which is responsible for the care and maintenance of repossessed properties.
The court also sentenced both men to five years of supervised release and ordered Gardner to pay restitution in the amount of $331,000 and Rogers to pay restitution in the amount of $216,000. Both men also were ordered to pay a $400 special assessment.
On July 25, 2012, Gardner pleaded guilty in federal district court on St. Thomas to bank fraud, wire fraud, and money laundering. According to documents filed in court, in November 2011, during a regularly scheduled bank audit, it was discovered that Gardner had been stealing money from the bank’s account under the guise of paying charges on delinquent customer loans. Gardner would either make out checks payable to vendors who had previously performed services for the bank, or he would make the checks payable to cash. When a check was made payable to a vendor, Gardner would either forge the signature or waive endorsement, and convert the funds for his personal use.
On July 31, 2012, Rogers pleaded guilty to bank fraud, wire fraud, and money laundering. According to documents filed in court, in November 2011, during a regularly scheduled bank audit, it was discovered that Rogers had been stealing money from the bank’s account under the guise of paying for forced-place insurance, legal fees, and property taxes on properties in foreclosure. Rogers was responsible for managing properties that had been foreclosed or were in the process of being foreclosed. He used the bank’s “endorsement waived” stamp to cash the fraudulent bank checks that he created to pay the add-on charges and converted the money for his personal use.
As part of their plea agreements, Gardner and Rogers agreed to forfeit properties to the United States. Gardner agreed to forfeit his retirement account in the amount of $115,000, three vehicles consisting of a 2008 Lexus LS460, a 2003 Nissan 350Z, and a 2000 Lexus GS300. Gardner also agreed to forfeit a Palm Gardens condominium, as well as $17,000 in a savings account. Rogers agreed to forfeit his retirement account in the amount of $32,000 and two vehicles consisting of a 2007 Toyota Tacoma and a 2003 Acura MDX. Rogers also agreed to forfeit his interest in a Skyline Drive Village condominium.
The case was investigated by the Federal Bureau of Investigation-St. Thomas Resident Agency and prosecuted by Assistant United States Attorney Nelson L. Jones.
This content has been reproduced from its original source.
ONE MORE STORY OF SCOTIABANK
A Toronto man is suing a bank, his real estate broker and police for nearly $250,000 after he claims he was racially profiled when he was falsely accused of trying to deposit a fraudulent $9,000 cheque.
Frantz St. Fleur, who was a customer of Scotiabank for nearly 10 years, says he walked into a Toronto-area branch on a Saturday morning in April. St. Fleur says he wanted to deposit a cheque issued by RE/MAX into his tax-free savings account.
The $9,000-cheque was a refund for a deposit on a condo. The real estate company wrote him the cheque after the project fell through.
Man falsely accused of fraud
Frantz St. Fleur speaks to CTV Toronto’s Zuraidah Alman.
According to St. Fleur, a Scotiabank employee directed him into an office, where he was questioned about the cheque. He said a bank agent asked him for identification, and asked about why he was receiving the money and who had issued the cheque to him.
St. Fleur said he was then left in the office, and approximately 20 minutes later two Toronto police officers arrived at the bank. They handcuffed him and arrested him for trying to deposit a fraudulent cheque.
St. Fleur was driven to 43 Division, where he was put temporarily in a cell while police confirmed the cheque was in fact valid.
St. Fleur — who had never been arrested prior to April — was eventually let go, and he took a bus back to the bank to retrieve his car.
According to St. Fleur’s lawyer, he was a victim of racial profiling.
“We’ve come to the conclusion the only reason this was done is because Mr. St. Fleur is black,” Paul Druxerman told CTV Toronto. These claims have not been proven in court.
‘I have a right to be treated fairly’
St. Fleur says he is sharing his story because he believes no one should be treated like he was in April.
“I’m still angry because I’m still looking for an answer for what happened,” he said. “As a citizen I have a right to be treated fairly.”
His lawyer says on the day St. Fleur was arrested, the bank claims they called RE/MAX, and the real estate company told them the cheque was invalid. But according to a statement from RE/MAX, that phone call never happened.
“We have always taken the position that the cheque was valid. According to our phone records, we have no communication with the bank on this matter.”
St. Fleur says he later received a letter from the bank apologizing “for any offense” experienced. It also said the company would be “reversing the fees” on his account for “the last two years” as a “goodwill gesture.” That amount is less than $100.
“That letter was more of a slap in the face,” Druxerman said.
Scotiabank sent a statement to CTV Toronto, explaining that they treat all of their customers “fairly” regardless of their background.
“It is Scotiabank’s policy to treat every customer fairly and with respect regardless of race, national or ethnic origin, gender, colour, sexual orientation, or religion.”
The Toronto Police Services Board says it will not comment on a case that is before the courts.
St. Fleur says he is no longer a Scotiabank customer.
With a report from CTV Toronto’s Zuraidah Alman